Activate your dormant customers.

20 million Ugandans have bank accounts they never use. Your customer acquisition cost was paid. The account was opened. It went dormant. You cannot lend to these customers because you cannot score them. No transaction history. No payslip. No collateral. The credit bureau file is empty.

Sendu captures their financial behaviour through five integrated products: consumer payments, savings groups, merchant transactions, agent liquidity, and behavioural credit scoring. 132 signals across 7 groups. Variance economics that price late payment as cash flow and treat cured borrowers as stress-tested. CRB integration.

You deploy the capital. Sendu provides origination, scoring, servicing, and rail control. Revenue share on attributed loans. Rating API available on SaaS licence for portfolio-level decisioning.