Invest in Sendu

Sendu is building embedded banking infrastructure for Uganda's mobile money ecosystem. Five integrated products capture financial behaviour and convert it into credit decisions for bank partners. Circle, the first product, is live. SACCO onboarding is underway in Kampala with 30-signal behavioural scoring active.

We are raising a $1.5M pilot round to fund 12 months of scaling: agent network, merchant payments, full Rating API deployment, and bank capital activation. Sendu Holdings Ltd (UK HoldCo) is SEIS/EIS eligible. Small cheques welcome alongside institutional capital.

Traction

Product status

Circle live, Rating active (MVP subset)

SACCO pipeline

Onboarding active in Kampala

Behavioural signals

30 (MVP), 132 (full platform)

Trust account settlement

Infrastructure built

Mobile money integration

Collection, USSD, and SMS infrastructure operational

Target market

20 million underbanked Ugandans

Revenue model

Transaction fees + loan revenue share + Rating API SaaS

Corporate structure

Sendu Holdings Ltd (UK) → Sendu Uganda Ltd

Tax incentives

SEIS: 50% income tax relief, 28% CGT relief

Request the Deck

For direct enquiries, reach Byron Biroli at hello@sendu.ug or +256 708 629 489.